Lottery Lump Sum Payout Hypothetical: Take The Lump Sum Or Payments?

Hypothetical: take the lump sum or payments? - lottery lump sum payout

What about the 30 years the payments have more sense than a lump sum for large lots, like winning the lottery. Assuming you're like me and 30 healthy (in the hope of living to pay more than 30 years). A flat rate is usually through penalties and higher taxes and smaller law punished? But some money in conservative investments should eventually provide better performance than a certain amount that you take the money over 30 years (and the investment that is) giving to.